.alloverstyle {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 12px;
	color: #000066;
	background-attachment: fixed;
	background-repeat: no-repeat;
}
.alloverbig {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 16px;
	color: #000066;
	background-attachment: fixed;
	background-repeat: no-repeat;
}
.background {
	background-attachment: fixed;
	background-image: url(images/palmbackground.gif);
	background-repeat: no-repeat;
}

.indented {
   padding-left: 30pt;
   padding-right: 10pt;
}

.collapsed_paragraph {
   margin-top: 3;
   margin-bottom: 3;
}